Occupational Accident & Hazard Insurance

Responsive and reliable, Midlands is your number one option in the Occupational Accident and Occupational Hazard Insurance space. Offered through A.M. Best, A-rated as a premier occupational accident insurance carrier, this program protects owner/operators, contractors, and/or the motor carrier.

Over 2 million people die each year from occupational accidents and injuries, with another 340 million work-related injuries and 160 million work-related illnesses every year. This means it isn’t a matter of ‘if’ but ‘when,’ and at Midlands, we believe you should always be prepared.

With more than 35 years of combined experience among underwriters, we have the ability to assist in the design of an occupational accident insurance program to meet the needs of the motor carrier and their independent contractors or owner/operators. Occupational accident insurance, or occupational hazard insurance, provides benefits to employees injured or killed in job-related accidents – make sure you and your employees are covered and protected with Midlands.

Our extensive expertise allows for the ability to tie an Occupational Accident or Occupational Hazard Insurance program to a motor carrier’s Workers Compensation program to offer seamless coverage. From medical expenses to accidental disability, death, or dismemberment, we are here to be your trusted occupational accident insurance carrier.