commercial property

New Commercial-Retail-Office Building

When you choose Midlands for your clients’ commercial property needs, you choose insurance with customizable coverage options, claims reliability and broad coverage.  You choose competitive rates for your clients and competitive commissions for you.  With the assistance of a team of underwriters with decades of combined experience we make writing commercial property easy.  Place your next commercial property risk with us to find out why we’re a favorite among agents and an industry leader.


  • Property: building/business personal property, business income/extra expense, lessor’s risk
  • $5,000,000 TIV limit any one risk (higher TIV available, see brokerage team)
  • Generous commissions
  • Wind/hail coverages available starting at 75 miles from the coast
  • Wind/hail deductibles as low as 1%
  • Earthquake coverage available
  • Property extension endorsement available
  • Tier I x-wind and wind with TWIA
  • Quick turnaround
  • Competitive rates
  • All ages of buildings considered
  • Multiple endorsements for customization including but not limited to signs, refrigerated goods, accounts receivable, fine arts and valuable papers


Hotel • Motel • Bed & Breakfast • Restaurants • Bars • Taverns • Dwelling Tenant Occupied • Grocery Stores • Pawn Shops • Churches • Convents • Monasteries • Synagogues • Apartments • Vacant • Warehouse • Shopping Centers • Recreational Facilities • Metals Based Manufacturing • Other Unusual Risks


Email the following to


Small Accounts

Morgin Freeman
(972) 588-2047

Large Accounts – $5M+

Jennie Reed
(972) 588-2007