Yacht parked at jetty in Baros Maldives

Ensuring peace of mind is what we do best. The last thing your clients need to worry about is costly accidents, injuries and/or theft as they are fishing, skiing, relaxing and making memories.   Midlands exclusive Watercraft Program provides broad coverage, superior claims handling and competitive pricing.  Exceed your clients’ expectations with this policy for the unique needs of the pleasure boater.


  • Enhanced medical payments up to $100,000
  • Emergency veterinary expenses
  • Personal property coverage up to $100,000
  • Underinsured and uninsured watercraft liability
  • Environmental damage and pollution
  • Consequential damage
  • Occasional 6 pack charter and captain/crew coverage available
  • Towing and assistance


  • A.M. Best rated A+
  • Competitive pricing and commissions
  • Multiple policy discounts
  • Fast turnaround
  • Watercraft up to 85 feet
  • Houseboats up to 110 feet
  • Broad market reach that increases your customer pool and profit potential
  • Hull values up to $2,000,000
  • Liability limits up to $2,000,000
  • Coverage available nationwide including Alaska and Hawaii
  • Older vessels considered up to 50 years (survey may be required)
  • Superior claims handling, service and benefits


Yachts • Runabouts • Ski Boats • Bass Boats • Pontoons • High Performance Boats • Sailboats • Personal Watercraft • Jet Boats • Catamarans • Jet Skis • Center Console • Charter • Sport Fish • Cruiser • Houseboat • Wave Runner


Morgin Freeman
(972) 588-2047