oklahoma homeowners (ari)

Happy Playful African American Father and Mixed Race Son In Fron

Home is where the heart is – where we raise our families, create lifelong memories and take rest from a chaotic world. Midlands Homeowners is affordable and comprehensive coverage where your clients need it the most. Offer your clients tailored protection that meets their specific needs and safeguards their largest, most important investment.

Click below for the application to be appointed to offer this Oklahoma homeowners policy to your clients.


  • Dwelling
  • Other structures
  • Liability
  • Personal property replacement by endorsement
  • Computer coverage
  • Home systems protection and service line coverage endorsement
  • Water back-up and sump discharge or overflow
  • Coverage C higher limits on certain property
  • Multiple endorsements for insured needs


  • Single and two-family dwellings
  • Admitted carrier
  • Competitive pricing and agent commissions
  • Online system for instant quotes and quick binding abilities
  • Multiple payment plans – annual, monthly, quarterly or semi-annual
  • $400,000 limit for dwellings 5 years or newer
  • $300,000 limit for dwellings 6 – 15 years old (limits for homes 15 – 75 years considered on case-by-case basis)
  • Minimum AOP deductible $1,000
  • Minimum wind and hail deductible 1%
  • Multiple discounts available including but not limited to: protective device, transfer, mature homeowner and new home
  • Superior and expedient claims handling and service
  • Coverage provided via American Risk Insurance, Demotech rated “A, Exceptional”


Once appointed you will be able to quickly and easily quote and/or bind Midlands Oklahoma Homeowners (ARI) policies online.  Click here to get the application for appointment.  Email the completed application to appointment@midman.com.


Ian McCormick