marijuana | cannabis industry

The cannabis industry presents a myriad of exposures in need of specialized coverage. Midlands provides a broad, flexible policy to meet the needs of each industry segment in this complex and evolving industry. We offer seamless coverage from raw materials to finished goods throughout the supply chain.
COVERAGES
- Products liability, general liability and professional liability – claims made
- $10 million primary or excess limits available
- Deductible and SIR structures available
- Unsupported excess available
- Occurrence on limited classes
- Class I products recall coverage
- Cyber liability coverage available for third party liability, regulatory proceeding claims expense and first party privacy breach expense
HIGHLIGHTS
- Minimum premium as low as $3,500
- Policy deductibles as low as $1,000; standard – $5,000; SIR – $25,000 minimum
- Coverage for medical directors and review board available
- Premises general liability coverage options
- Buybacks on excluded substances often available
- Prohibited risks: ephedra, foreign trials
CLASSES
- Dispensaries
- Growers
- Processors
- Infused products
- Recreational (where legal)
SUBMISSIONS
Email a completed Midlands Marijuana/Cannabis Industry Application to submit@midman.com.
UNDERWRITER
Jennie Reed
(972) 588-2007
jreed@midman.com