marijuana | cannabis industry

Beautiful Cannabis Leaf Concepts Growing And Using Marijuana And

The cannabis industry presents a myriad of exposures in need of specialized coverage.  Midlands provides a broad, flexible policy to meet the needs of each industry segment in this complex and evolving industry.  We offer seamless coverage from raw materials to finished goods throughout the supply chain.


  • Products liability, general liability and professional liability – claims made
  • $10 million primary or excess limits available
  • Deductible and SIR structures available
  • Unsupported excess available
  • Occurrence on limited classes
  • Class I products recall coverage
  • Cyber liability coverage available for third party liability, regulatory proceeding claims expense and first party privacy breach expense


  • Minimum premium as low as $3,500
  • Policy deductibles as low as $1,000; standard – $5,000; SIR – $25,000 minimum
  • Coverage for medical directors and review board available
  • Premises general liability coverage options
  • Buybacks on excluded substances often available
  • Prohibited risks: ephedra, foreign trials


  • Dispensaries
  • Growers
  • Processors
  • Infused products
  • Recreational (where legal)


Jennie Reed
(972) 588-2007