garage liability
Success in this market is all about partnering with the right broker. Your preferred partner for Garage Liability, Garage Keepers and/or Dealer’s Open Lot is Midlands where you have direct access to a skilled and responsive underwriting team with decades of combined experience. Partner with us for expert assistance tailoring coverages for the, complex needs of your client’s unique risk.
COVERAGES
- Garage keepers
- Garage liability
- Dealers open lot
- Building and personal property
- Business income and extra expense
- Medical payments
- Physical damage
HIGHLIGHTS
- Liability limits up to $1,000,000 each acc. with $3,000,000 aggregate
- Limit of $2,000,000 available for the TIV of garage keepers and/or dealers’ physical damage
- Appetite: service/repair shops and licensed dealers
- Multiple endorsements and coverage options available for risk customization
CHARACTERISTICS OF TARGET RISKS
- Favorable legal venue
- Several years in business; or new venture with prior experience
- Informative website
- Mature drivers whose MVRs are free of frequent and severe incidents
- Favorable loss history
- Manageable weather risk
CLASSES
Auto Dealerships • Golf Cart Sales & Service • ATV Sales & Service • Contractors Equipment Service • Forklift Repair • Air Bag Installation, Service & Replacement • Breathalyzer Ignition Sales & Service • Scooter/ Moped/Segway Sales & Service • Suspension/Lift Kits • Roadside Assistance Service • Auto Parts Sales with Installation • Auto Glass Installation • Transmission Shops • Trailer Hitch Installation & Repair • Emergency Vehicle Service • Mobile Auto Repair
SUBMISSIONS
Email the following to submit@midman.com:
- Completed Garage Application
- 5 years of currently valued loss runs
UNDERWRITER
Crystal Major
cmajor@midman.com