fireworks
Robust coverage for challenging exposures, regulatory demands and unusual supply chains of the fireworks and pyrotechnic industry. This flexible, package policy offers tailor-made casualty and professional coverages, competitively priced, for many types of fireworks businesses. Our team of experts is here to assist in creating a program that will meet your individual client’s needs.
COVERAGES
- Commercial General Liability (ISO 12/07) – Coverage Part A
- Contractors Pollution – Coverage Part B with limited site pollution
- Professional Liability – Coverage Part C
- Site Environmental Liability – Coverage Part D
- Products Pollution Liability – Coverage Part E
- Available individually or in combinations with any other
- Follow Form Excess Liability – Occurrence or Claims Made
- Deductible and SIR structures available
- Time Element Pollution available by endorsement
HIGHLIGHTS
- CGL limits up to $5,000,000 Occurrence, $10,000,000 Aggregate
- Pollution, Professional and Products limits up to $5,000,000 Occurrence
- Excess limit up to $11,000,000 as lead excess or as part of a higher excess layer
- CGL minimum premium $20,000
- Excess minimum premium $7,500 1st million excess and higher depending on class
- A.M. Best rated “A” carrier
CLASSES
- Manufacturers of both 1.4G and 1.3G
- Distributors of both 1.4G and 1.3G pyrotechnics
- Wholesalers of both 1.4G and 1.3G pyrotechnics
- Importers of both 1.4G and 1.3G pyrotechnics
- Display Companies – outdoor, indoor and close proximity venues
- Retailers – single and multiple retail locations, owned and non-owned fireworks stands
SUBMISSIONS
Email completed Midlands Fireworks Pyrotechnic Application to submit@midman.com.
UNDERWRITER
Jennie Reed
(972) 588-2007
jreed@midman.com