fireworks stand

Robust coverage for challenging exposures, regulatory demands and unusual supply chains of the fireworks and pyrotechnic industry. This flexible, package policy offers tailor-made casualty and professional coverages, competitively priced, for many types of fireworks businesses. Our team of experts is here to assist in creating a program that will meet your individual client’s needs.


  • Commercial General Liability (ISO 12/07) – Coverage Part A
  • Contractors Pollution – Coverage Part B with limited site pollution
  • Professional Liability – Coverage Part C
  • Site Environmental Liability – Coverage Part D
  • Products Pollution Liability – Coverage Part E
  • Available individually or in combinations with any other
  • Follow Form Excess Liability – Occurrence or Claims Made
  • Deductible and SIR structures available
  • Time Element Pollution available by endorsement


  • CGL limits up to $5,000,000 Occurrence, $10,000,000 Aggregate
  • Pollution, Professional and Products limits up to $5,000,000 Occurrence
  • Excess limit up to $11,000,000 as lead excess or as part of a higher excess layer
  • CGL minimum premium $20,000
  • Excess minimum premium $7,500 1st million excess and higher depending on class
  • A.M. Best rated “A” carrier


  • Manufacturers of both 1.4G and 1.3G
  • Distributors of both 1.4G and 1.3G pyrotechnics
  • Wholesalers of both 1.4G and 1.3G pyrotechnics
  • Importers of both 1.4G and 1.3G pyrotechnics
  • Display Companies – outdoor, indoor and close proximity venues
  • Retailers – single and multiple retail locations, owned and non-owned fireworks stands


Jennie Reed
(972) 588-2007