fine dining
Fine dining restaurateurs are experts at procuring, creating and presenting only the finest, high-quality products, dishes, ambiance and experiences. Therefore, the cookie-cutter, casual dining restaurant insurance program will not be sufficient. Fine dining presents unique risks that must be addressed by a specific program. Turn to Midlands to be certain that your distinguished, highly-successful clients are completely satisfied.
COVERAGES
- General liability
- Employers practices liability
- Business income – subject to coastal wind exclusions
- Food contamination
- Spoilage
- Assault and battery
- Equipment breakdown
- Defense outside the limit of liability
- Liquor liability – package or mono-line
- Property – subject to coastal wind exclusions
- Medical payments
- Valet parking
- $1,000,000 hired and non-owned auto liability
HIGHLIGHTS
- A.M. Best rated “A” or better carriers
- Competitive pricing and commissions
- Innovative coverage options designed with the needs of fine dining establishments in mind
- Entertainment limited to acoustical, trios and jazz combos
- Fast turnaround
SUBMISSIONS
Email the following to submit@midman.com
- Completed Fine Dining Supplemental Application
- Completed Fine Dining New Venture Application only if business less than 1 year old
- 5 years of currently valued loss runs
UNDERWRITER
Nicholas Allemand
(972) 588-2004
nallemand@midman.com