agents’ e&o

Confident businessman looking at camera with colleague behind in

A simple lack of documentation, or miscommunication could equate to great losses for an insurance professional.  Further, accusations of negligence or failure to perform are things that could result in litigation.  Agents spend all day working hard to protect their clients’ assets.  We believe they deserve the same thoughtful level of attention and protection.  Midlands offers one of the most comprehensive plans in the industry – coverage designed by insurance professionals, for insurance professionals.


  • Comprehensive office package including:
    • General liability
    • Property coverage (including worldwide mobile device protection as standard)
    • Business interruption
  • Breach of client contract coverage
  • Civil liability coverage, not just negligence
  • Specific coverage for breach of intellectual property rights
  • Worldwide suit protection
  • Payment of fees withheld by an aggrieved client if this mitigates a potentially larger claim
  • Court attendance, loss mitigation and reputation and brand protection coverage
  • Virus and hack attack liability coverage


  • Minimum premium starting at $1,200
  • Low deductibles, starting at $0.00
  • Limits from $250,000 up to $5,000,000
  • 24 hour turnaround
  • Superior claims handling, service and benefits coordination
  • Risk management services
  • Packaging and customization capabilities for unique risks and coverage needs (admitted and non-admitted)


Insurance Agents • Property and Casualty Brokers • Underwriting Managers • Surplus Lines Brokers • MGAs • Risk Management Consulting • Third Party Administrators • Insurance Consultants



Jennie Reed
(972) 588-2007