active shooter assailant

In 2017 alone there were 15,595 deaths and 346 mass shootings. Indiscriminate, these fatalities occurred across various industry sectors with a variety of weapons. Such a devastating incident has far reaching ramifications and can threaten a company’s survival. Though impossible to predict, there are steps your clients can take to mitigate the damage and protect people. This policy covers expenses incurred in the aftermath of a violent incident, leveraging a variety of services to aid in recovery.
HIGHLIGHTS
- Legal liability – coverage for damages and claim expenses that an insured will become legally obligated to pay following an Active Assailant incident
- Physical damage coverage – indemnity for physical loss or damage to Insured Property caused by an active assailant incident
- Business interruption coverage – indemnity for direct physical loss, damage, or destruction to insured property, denial of access to an insured location, threat to an insured location (provided it is substantiated by authorities)
- Insurers will indemnify the insured for specialist crisis response and consultant fees resulting solely and directly from an active assailant or threat event and pre-event consulting and risk assessments
- Weapon includes any hand held instrument, gun, tool, device or appliance, explosive devices,
vehicles, corrosive substances - Extra expense coverage
- Costs of increased security in the aftermath
- Public relations expenses such as media management & brand rehabilitation
- Funeral expenses, burial and/or cremation costs for victims of incident
- Medical expenses for any insured person present during the active assailant/shooter incident
- Costs for psychiatric counseling for any person traumatized by an active assailant incident
- Forensic clean-up costs
- Repatriation costs of deceased victims to place of funeral
- Job retraining costs
CLASSES
Schools • Transit • Malls • Arenas • Hospitality • Healthcare • Special Events • Housing • More
SUBMISSIONS
Email a completed Midlands Active Assailant Application to submit@midman.com for a quote today.
UNDERWRITER
Jennie Reed
(972) 588-2007
jreed@midman.com